SAVINGS SAVVY
At a time when the stock market is volatile and CD rates are continuing to drop, we are all looking for ways to invest money in a safe, guaranteed environment.  We want it to be easily accessible in case we need it during an emergency situation, such as an unexpected layoff.  American Heritage Bank has the perfect solution.  With our All American Savings Account, you can earn an interest rate of 1.50% APY* without tying up your liquid assets for a specific length of time, as with a CD.  The All American Savings Account is also the perfect way to start a consistent savings program for your family.  With an easy automatic transfer from your American Heritage Bank Checking Account into your American Heritage Bank Savings Account, there is no excuse for not saving.  Click here for more information, or contact a representative from your local American Heritage Bank branch today.

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AMERICAN HERITAGE BANK LOCATIONS

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*Must have an automatic transfer of at least $25.00 between an American Heritage Bank Checking Account and an American Heritage Bank Savings account to receive advertised Annual Percentage Yield (APY). Variable interest rate good from 1/20/2010 through 4/5/2010 and is compounded daily and paid quarterly on the daily ledger balance.  No minimum balance required to obtain APY.  There is a $100.00 minimum opening deposit for savings accounts and $100.00 minimum opening deposit for checking accounts.  Fees could reduce earnings.  If the monthly automatic transfer requirement of $25.00 is not met, the account will change to a regular savings account and receive the current regular savings rate.  Rates are determined by the bank and may be adjusted at the bank’s discretion.  Member FDIC